> For the complete documentation index, see [llms.txt](https://startbutton.gitbook.io/startbutton-product-api/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://startbutton.gitbook.io/startbutton-product-api/collections/server-to-server-integration-overview/s2s-eft.md).

# S2S — EFT

Initialize a ZAR EFT collection through the server-to-server API.

See [Authentication](/startbutton-product-api/getting-started/authentication.md) before making requests.

### Endpoint

`POST /transaction/initialize/s2s/eft`

### Headers

| Header        | Value               |
| ------------- | ------------------- |
| Authorization | `Bearer PUBLIC_KEY` |
| Content-Type  | `application/json`  |

### Request

```json
{
  "amount": 300000,
  "currency": "ZAR",
  "email": "test-pms@customer.com"
}
```

### Response

```json
{
  "success": true,
  "message": "open provided URL",
  "data": {
    "nextStep": "https://standard.paystack.co/eft/EFT_OZOW/3549648797",
    "reference": "42e9b52b13ed"
  }
}
```

Amounts use fractional units.